Wednesday, June 27, 2012

Closing Day

Day Three of New House Week.  Check.

Hallelujah.

I am so glad this day is over.  We closed.  To my knowledge (ha!) all is well.  To my knowledge, we will get possession Friday.  Today was one of the most stressful, emotional and realistic days of my life.  Memo: my knowledge in home buying is not one to base any feeling/thoughts/emotion.

A sweet surprise: my amazing co-workers had a champagne toast this afternoon.  That was really cool and beyond sweet.  Definitely made me smile on this roller coaster day.

I didn't get home from work until almost 7.  The Agent worked until 9:15 and I finally stopped packing at 10.    Who knew a one bedroom apartment could hold so much stuff?!  The kitchen is the worst.

Thank goodness for the big eyed, four legged, furry help I hired...




champagne toast.

Tuesday, June 26, 2012

Final Walk Through

Day Two of New House Week.  Check.

Good news: final walk through went very well.  The sellers did everything we asked, plus a few additional wood rot spots.

Bad news: our closing is postponed until tomorrow afternoon.  We were scheduled tomorrow at 8a.  According to The Agent, our lending company's closing department is behind.  However, we were promised we will close tomorrow.  We have to.  If we don't close tomorrow, the sellers don't get their funds.  If they don't get their funds, their purchase closing and possession is postponed.  If their purchase closing is postponed, we won't get possession on Friday.  If we don't get possession on Friday, we're without a roof (and storage) come Saturday.  Oh the snowball effect.  The Agent reminded me again at the walk through, "it's not ours until Friday..."  Me: "what could happen between closing and possession?"  I didn't think a thing about what could happen before closing.

Even though postponement has zero to do with our financing, I literally just felt my stress level elevate.

According to The Agent (now buyer!), it sounds like our first tasks include replacing all upstairs ceiling fans (four total) and all light switch/electrical outlet covers.  This is in addition to replacing all appliances (we won't have a fridge come move in), all carpet (stair spindles included) and painting (say goodbye to those pink walls).  Our goal is have appliances/carpet/paint complete within the first few weeks.  Fans will need Papa Long's assistance.  Switch/outlet covers will be done immediately.

Meanwhile, here's a little main level eye candy.





Monday, June 25, 2012

New House Week



"We have a house!"  Words that forever changed our lives.  May 4,2012, the sellers of our new dream house accepted our offer.  We were under contract. 

Only two months prior, we looked at this house.  Not ten steps down the hall and The Agent decided this was not ours.  While house hunting with my Agent fiance, I vowed to remain the optimist.  And extremely patient.  After all, I've never house hunted.  But he knew immediately if a house would be "ours".  I wanted to give this house the benefit of the doubt.  I loved it from the moment we pulled in the drive.  "It smells" he said.  I thought he was crazy.  "It's too expensive".  I knew he could negotiate down.  "The living room is PINK" he'd exclaim.  Paint.  Duh.  All the while, I kept thinking it's gorgeous.  The hardwoods are in excellent condition, paint would do wonders, it's on a beautiful cul-de-sac in one of my top three neighborhoods and it is the floor plan we l-o-v-e LOVE.  We wanted the traditional two story.  Well, we were standing in the traditional two story.  Regardless of my fight, it was no longer at the top of our list.  The Agent won.  Five minutes later (and after a quick sweep of the rest of the house), we were walking out.  As we backed down the drive, he stopped the car, looked at the house and gave it one last comment.  "Man.  It sure has great curb appeal."  It wasn't discussed again.

A couple of months later (and after a terrific reduction in price), the man who wrote this house off as "smelly" wanted to go back for a second look.  I didn't object.

The second time we walked into "Kensington" he saw this house in a new light.  The smell wasn't as bad, the pink could be painted, it did have a large finished basement, the rooms were a nice size, there's the large formal dining and eat in kitchen, we could stay here for 20+ years.  "Imagine what it will be like at Christmas" he'd say, envisioning the decor, family gathered and memories we'd make.  "My family and yours could both fit in this house" he told me with a small grin.  "But we'll need more furniture" he teased.  "It backs to Switzer" I reminded him, a little concerned.  I was thinking of baseballs and Frisbees flying into the poor folks just driving to Starbucks.  What if a gate came unlocked and  the dog/kid/cat escaped.  What if we had a Spiderman wannabe and he scaled the back fence?  Plus, that was always one of his two rules... "don't back to a busy street and avoid power lines".  Well, The Agent was breaking his own rule.  "It's far enough off of the street"... "come see" he persuaded. The second time around, we were there for close to half an hour.  With The Agent, that means something. 

The next day, we wrote an offer.  The day after that, they accepted.  We were thrilled.  I, more so than my Real Estate Agent fiance.  He knew we had a long road ahead... inspections, negotiations, mortgage underwriting, insurance.  All I could think about was making it ours.  Decorating the banister for Christmas, Halloween pumpkins on the front porch, Fall wreath on the door, 4th of July bar-be-ques, toddlers running through the sprinklers, kiddos careening their bikes down the steep drive, teenagers coming home after long practices...

Fast forward another 52 days.  We've now reached New House Week.  Tomorrow is our final walk through.  We close the day after that.  Friday we take possession.  

Holy. Moly.  I've never felt more like an adult than I do right now.  We skipped the starter house.  We have three stories of potential problems.  We have a house that was built for a family of 5 (and we aren't even married yet!).  We have a mortgage, a yard, HOA fees and bylaws, pipes that could burst, a basement that could flood, carbon monoxide to think about.  Don't even get me started about decorating.  Or our fire exit plan.  We have a house that's a zillion times larger than our apartment.  How am I going to keep it all CLEAN?! 

Above all worry and fear of what could go wrong, we have four walls that will hold every one of our memories.  We have a place to call "ours" for at least the next quarter of a century.  Hopefully longer.  We have bedrooms where our precious babies will sleep, a basement waiting for countless K-State & Chiefs games/races/sleepovers, our very own backyard for play, a fireplace waiting for snowy days...

Above all worry and fear, we have a home.